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Healthcare Intelligence Infrastructure
The Renewal Almanac

When does the whole market’s rate reset?

Every payer’s ACA individual and small-group rate window, sorted into the month it recurs each year. The market is set in Q4. This is the calendar to plan around.

CMS Uniform Rate Review (URR) Public Use File, PY2026. Market-wide plan-year rate windows for ACA individual and small-group lines, shown by their recurring month, not a live countdown and not your own contract anniversary. Attribution required when citing. No PHI.